Update
First Southern Bank is here to support our small businesses! Our experienced lenders are here to guide you through the CARES Act process.
E-Banking
Now you have 24-hour access to real-time account information from the convenience of your personal computer. Online Banking is easy to use and more secure than ever.
Take care of your banking business 24/7...
Personal Banking
At First Southern Bank we have a variety of checking accounts to help you manage your money with ease and convenience.
For a complete list of checking account options...
Business Banking
Whether you are a sole proprietor, corporation or non-profit, we have the Business Solutions designed with you in mind.
For more information on how we can best serve you...
Credit Cards
Credit Card Solutions for Personal and Business – with UChoose Rewards!
Apply here...
News & Events
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We CARE About You
The #1 rule for a true community bank is 1 on 1 customer service! During this unprecedented time, we continue to make that our mission. We have proudly served the small businesses in our communities by personally guiding them thru the CaresAct loan process. We are here to help all businesses learn what they are entitled to and we personally handle each loan request. We do not refer customers to a third party. When you work with First Southern Bank - you work with one of our experienced lenders. Let us help you today!
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CARES Act Paycheck Protection Program Loan Update
The First Southern Bank Team has direct access to the SBA Paycheck Protection Program loans. We are excited to say that we submitted our first loans over the weekend. We could not be prouder of our dedicated lending team for taking care of the small businesses in our community. That is what community banking is all about! We are here to help answer questions about this new program. Please click on the links contained within the CARES Act section at the top of our home page for more information about this beneficial program.
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Coronavirus COVID-19: An Important Message to our Customers
Due to growing concerns and possible risk of exposure to COVID-19 and with the safety of our valued customers and employees in mind, First Southern Bank is temporarily closing its lobbies of the Georgia branches. The Georgia drive-thru windows will remain open to assist with your banking needs.
Commercial Lending options designed with your business in mind
As your neighborhood community bank we are dedicated to helping local businesses succeed and grow. We take the time to understand your business, and we strive to develop options that are tailored to your individual business needs.
We offer a complete range of Commercial Loan Solutions, such as: Commerical Small Business Loans, Commerical Real Estate Loans and many more...
For other commercial lending options tailored for your business needs, call one of our experienced lending professionals:
Daniel Morris SVP/Senior Lender (Georgia) 912-490-1010
Brian Cosgrave SVP/Commerical Lending (Florida) 863-658-0058
David Veley SVP/Commerical Lending (Florida) 863-658-0058